The Bakelite Credit Union Web Site is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Bakelite Credit Union Web Site constitutes your agreement to all such terms, conditions, and notices.

Modification of these terms of use:

Bakelite Credit Union reserves the right to change the terms, conditions, and notices under which the Bakelite Credit Union Site/Services are offered. You are responsible for regularly reviewing these terms and conditions and additional terms. Your continued use of the Bakelite Credit Union Site/Services constitutes your agreement to all such terms, conditions, and notices.

Personal and non-commercial use limitation:

Unless otherwise specified, the Bakelite Credit Union Site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from the Bakelite Credit Union site.

Links to third party sites:

The Bakelite Credit Union Site/Services may contain links to third party Web sites ("Linked Sites"). The Linked Sites are not under the control of Bakelite Credit Union and Bakelite Credit Union is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Bakelite Credit Union is not responsible for webcasting or any other form of transmission received from any Linked Site nor is Bakelite Credit Union responsible if the Linked Site is not working appropriately. Bakelite Credit Union is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Bakelite Credit Union of the site or any association with its operators. You are responsible for viewing and abiding by the privacy statements and terms of use posted at the Linked Sites. Any dealings with third parties (including advertisers) included within the Bakelite Credit Union Site/Services or participation in promotions, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such dealings or promotions, are solely between you and the advertiser or other third party. Bakelite Credit Union shall not be responsible or liable for any part of any such dealings or promotions.

No unlawful or prohibited use:

As a condition of your use of the Bakelite Credit Union Site/Services, you will not use the Bakelite Credit Union Site/Services for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the Bakelite Credit Union Site/Services in any manner which could damage, disable, overburden, or impair any Bakelite Credit Union Site/Service(s) (or the network(s) connected to any Bakelite Credit Union Site/Service(s)) or interfere with any other party's use and enjoyment of any Bakelite Credit Union Site/Service(s). You may not attempt to gain unauthorized access to any Bakelite Credit Union Site/Service, other accounts, computer systems or networks connected to any Bakelite Credit Union Site/Service, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Bakelite Credit Union Sites/Services.

Termination/Access Restriction:

Bakelite Credit Union reserves the right, at its sole discretion, to terminate your access to the Bakelite Credit Union Site/Services and the related services or any portion thereof at any time, without notice.

Bakelite Credit Union may also terminate or suspend your access to Bakelite Credit Union Site/Service(s) for inactivity, which is defined as failing to log into a particular service for an extended period of time, as determined by Bakelite Credit Union. Upon termination of the Bakelite Credit Union Site/Service, your right to use the Bakelite Credit Union Site/Service immediately ceases. Bakelite Credit Union shall have no obligation to maintain any content or to forward any unread or unsent messages to you or any third party.

Copyright and trademark notices:

All contents of the Bakelite Credit Union Web Site is: © 2003 Bakelite Credit Union All Rights Reserved and/or its suppliers, 311 East Joliet St., Ottawa, IL, 61350.

Any rights not expressly granted herein are reserved.

© 2003 Bakelite Credit Union.